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: Financial leasing A finance lease is a contract by which a company takes in leasing certain assets against payment to the company lessor of the rental payments, with the possibility of becoming owner of the asset when the contract on payment of a ransom. Usually the first canon is increased compared to other monthly fees. The company lessor for the rental payments of VAT invoices issued at the ordinary rate. The advantage of leasing over buying is that the user entitys operating asset avoids stipular a mortgage to purchase the property at the end of the contract being able to buy the goods used or to renew it. If at the expiry of the finance lease the assets are redeemed, the company became its owner.

: The insurance for the earthquake Although most of the companies providing such exclusion damages caused by earthquakes, a number of companies over the years have been providing agents and brokers products can compensate this catastrophic event. Obviously the risk of being in a few to divide the compensation of huge disasters means that these contracts are a little too expensive, at least for now, but the hope is that, as they will add new companies can cover the risk, the prize will fall.

: Insurance companies Insurance companies are distinguished between traditional and direct / online: the former have the advantage of having agents and agencies that interface with the user in person, but a service that affects considerably the prices of the policies that they account for up to 70 % more expensive than direct companies. The latter, instead, use the phone or the web to get in contact with customers: in this way the intermediation costs are practically eliminated and the RCA be cheaper

: Various types of loans The loan can be finalized and not finalized. The main feature that distinguishes the two types of loan-grant is based on the method of delivery and consequently the return of the money itself: in the case of specific loans the customer is obligated to purchase a commodity however specifying the purpose of the loan and putting necessarily know the financing institution; while in the case of loans not finalized the customer has no destination bond and is free to dispose of the amount being lent with more freedom action. General purpose loans are distinguished from others for ease and speed of the practice, it sometimes can be delivered from the same point of sale of the property in question thanks to commercial and financial agreements with banks; while for loans not finalized it caters exclusively to lenders.

 

 

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